Free Consultations

909-273-5556

Case Study #15 – You’ve Got A Friend

by | Feb 8, 2019 | Case Studies | 19,300 comments

Case Study #15 – You’ve Got A Friend

Lynn and Mary loved their home.

It was everything they ever wanted. Both worked hard and had a lot to show for it. Now they were retired and enjoyed their three grandkids immensely. It didn’t take long for the little ones to grow up. They started families of their own.

“Young folks have it so hard today, When we were getting started, there were jobs galore and we got to keep most of the money we earned. Today, taxes are high and good jobs are scarce,” Lynn used to say. Lynn and Mary talked it over and decided they would figure out a way to get some money to their young progeny somehow. It seemed so tragic to wait for their own demise to put at least a portion of the inheritance into the hands of the grandchildren.

Their biggest asset was the home.

Lynn and Mary did not want to refinance and make larger mortgage payments. Their retirement income did not allow them that possibility. Lots of equity and not so much monthly income. They felt stuck.

They consulted their longtime Financial Planner. A Reverse Mortgage solved the problem. They borrowed money by using the equity in their biggest asset – their home.

Results:

1- All three grandchildren got the money to make the down payment on a home they would not have been able to purchase otherwise.

2- No mortgage payment for Lynn and Mary. Not even on the original mortgage, since it was paid off with the Reverse Mortgage Refinance.

3- Still substantial equity in Lynn and Mary’s home, where they wanted to live.

 

19,300 Comments

  10. WilliamWer
    WilliamWer on June 23, 2021 at 4:02 am

    medicine amoxicillin 500mg amoxicillin generic – can you buy amoxicillin over the counter

    Reply
  11. PedroEnera
    PedroEnera on June 23, 2021 at 12:00 pm

    viagra price: viagra discount – best place to buy generic viagra online

    Reply
  15. WilliamFlape
    WilliamFlape on June 30, 2021 at 12:38 pm

    lisinopril cost 40 mg lisinopril generic – price of lisinopril 20 mg

    Reply
  19. Janice
    Janice on July 12, 2021 at 6:36 pm

    Excellent goods from you, man. I’ve understand your stuff previous to and you are just too fantastic.

    I really like what you have acquired here, certainly like what you’re
    stating and the way in which you say it. You make it enjoyable
    and you still care for to keep it sensible.
    I can’t wait to read far more from you. This is actually a great website.

    Reply
  20. Brendankiz
    Brendankiz on July 13, 2021 at 10:53 am

    ed supplements: best drugs for ed – levitra without a doctor prescription

    Reply
  22. Peterquogs
    Peterquogs on July 17, 2021 at 2:26 pm

    order viagra online blue pill viagra – viagra cost per pill

    Reply
  23. Peterquogs
    Peterquogs on July 19, 2021 at 7:26 am

    viagra without a doctor prescription usa viagra over the counter – viagra over the counter walmart

    Reply
  26. Marioacrog
    Marioacrog on July 24, 2021 at 4:01 pm

    buy ciprofloxacin antibiotics cipro – ciprofloxacin mail online

    Reply
  30. Williambub
    Williambub on July 30, 2021 at 11:13 am

    cialis no prescription overnight shipping cialis nz – no prescription generic cialis

    Reply
  37. FloydGeava
    FloydGeava on August 11, 2021 at 5:17 pm

    zithromax 500mg price in india buy zithromax – zithromax tablets

    Reply
  48. ThomasPab
    ThomasPab on August 20, 2021 at 5:42 am

    stromectol online ivermectin – how much does ivermectin cost

    Reply
  50. GerardoDig
    GerardoDig on August 23, 2021 at 5:48 pm

    cialis canadian cialis pills – brand cialis for sale

    Reply
  51. GerardoDig
    GerardoDig on August 25, 2021 at 12:13 pm

    cheap clomid buy clomid – clomid buy

    Reply
  60. GerardoDig
    GerardoDig on August 29, 2021 at 9:24 am

    buy clomid online generic clomid – clomid treats

    Reply
  62. Mauricegek
    Mauricegek on August 29, 2021 at 5:40 pm

    zithromax buy online no prescription zithromax antibiotic – zithromax cost canada

    Reply
  63. Cialis
    Cialis on August 29, 2021 at 8:52 pm

    Dutas Barato

    Reply
  73. Mauricegek
    Mauricegek on September 2, 2021 at 4:45 pm

    prednisone 20 mg prednisone generic – online order prednisone 10mg

    Reply
  74. Madeleine
    Madeleine on September 2, 2021 at 5:58 pm

    I believe what you posted was actually very logical. However, what about this?
    what if you typed a catchier post title? I am not saying your information is not good, however what if
    you added something that makes people want more? I mean Case Study #15 – You've Got
    A Friend – Mike Kirkland is a little plain. You ought
    to look at Yahoo’s front page and see how they create article titles to get viewers to
    open the links. You might add a video or a related picture or
    two to grab readers excited about what you’ve written. In my opinion, it would
    make your posts a little bit more interesting.

    Reply
  81. Mauricegek
    Mauricegek on September 4, 2021 at 9:47 pm

    zithromax price canada zithromax generic – zithromax capsules 250mg

    Reply
  115. TerryScall
    TerryScall on September 11, 2021 at 3:03 pm

    ivermectin price comparison buy ivermectin – ivermectin 3mg tablets price

    Reply
  118. Stromectol
    Stromectol on September 12, 2021 at 3:55 am

    Kamagra Villeurbanne 100mg

    Reply
  126. Lasix
    Lasix on September 15, 2021 at 10:32 am

    Erfahrungen Mit Viagra Kaufen

    Reply
  127. Lasix
    Lasix on September 15, 2021 at 12:03 pm

    does cialis work more than once

    Reply
  136. Jamesplogy
    Jamesplogy on September 17, 2021 at 6:12 am

    drugs online how to fix ed – buy prescription drugs from india

    Reply
  137. niplign
    niplign on September 17, 2021 at 1:27 pm

    Lasix

    Reply
  151. Zithromax
    Zithromax on September 18, 2021 at 8:58 pm

    Nebenwirkungen Von Viagra Forum

    Reply
  156. JerryRar
    JerryRar on September 19, 2021 at 3:26 am

    online ed drugs men with ed – online medications

    Reply
  197. PeterCoals
    PeterCoals on September 22, 2021 at 4:13 pm

    ivermectin 3mg ivermectin 500ml – cost of ivermectin cream

    Reply
  200. Patrickgrini
    Patrickgrini on September 22, 2021 at 5:06 pm

    medicines for ed ed meds online – erectile dysfunction drug

    Reply
  227. PeterCoals
    PeterCoals on September 24, 2021 at 4:33 pm

    sildenafil 20 mg online rx sildenafil india – cheap sildenafil 100mg

    Reply
  228. Priligy
    Priligy on September 25, 2021 at 12:27 am

    Cialis Urologie

    Reply
  232. DanielPaste
    DanielPaste on September 25, 2021 at 7:07 am

    tadalafil tablets 20 mg cost tadalafil otc usa – buy tadalafil uk

    Reply
  302. Jerryprich
    Jerryprich on September 29, 2021 at 5:01 pm

    can i buy prednisone from canada without a script prednisone for sale – 10mg prednisone daily

    Reply
  310. acura 5 motorlu zayıflama kemeri yorumlar
    acura 5 motorlu zayıflama kemeri yorumlar on September 30, 2021 at 3:33 am

    acura 4 door Kenny Puckett acura 4 wheel drive Shyla Sims acura 5 star ac 755 kullanıcı yorumları Nick Findlay acura 5 star Sarah-Louise Lee acura 5 star ac 755 fiyatı Jaspal Haworth acura 536 masaj aleti Siya Decker acura 5 star ac 755 Annalise Orr acura 5 motorlu zayıflama kemeri Kaila Stone acura 5 motorlu zayıflama kemeri yorumlar Hugh Swift acura 513 ayak masaj aleti Shaun Ingram

    Reply
  351. Jerryprich
    Jerryprich on October 2, 2021 at 2:43 pm

    generic clomiphene clomid 50 mg – cheap clomid

    Reply
  379. Thomassauro
    Thomassauro on October 4, 2021 at 1:07 pm

    buy prednisone online paypal buy prednisone prednisone buy canada

    Reply
  383. Jerryprich
    Jerryprich on October 4, 2021 at 6:28 pm

    stromectol 3 mg price stromectol generic – ivermectin generic cream

    Reply
  414. Avery
    Avery on October 6, 2021 at 7:52 pm

    Hello, I think your blog might be having browser compatibility issues.
    When I look at your blog site in Safari, it looks fine but when opening in Internet Explorer,
    it has some overlapping. I just wanted to give you a quick
    heads up! Other then that, very good blog!

    Reply
  469. SteveGycle
    SteveGycle on October 10, 2021 at 7:22 pm

    viagra super force 100mg 60mg pills what does viagra do for women – viagra government funded
    viagra online mexican pharmacy

    Reply
  515. JordanCarty
    JordanCarty on October 13, 2021 at 5:20 pm

    п»їivermectin pills ivermectin 50 mg – cost of ivermectin

    Reply
  540. JordanCarty
    JordanCarty on October 15, 2021 at 8:57 am

    erection pills viagra online ed men – ed medications

    Reply
  552. JordanCarty
    JordanCarty on October 16, 2021 at 4:18 pm

    best ed drug ed for men – how to overcome ed

    Reply
  568. ThomasMib
    ThomasMib on October 17, 2021 at 11:57 pm

    best ed pills online medications for – pet meds without vet prescription canada

    Reply
  570. Lonny Corvino
    Lonny Corvino on October 18, 2021 at 2:02 am

    My brother suggested I may like this blog. He was once entirely right. This submit actually made my day. You can not consider just how so much time I had spent for this information! Thanks!|

    Reply
  578. Everett Ruediger
    Everett Ruediger on October 18, 2021 at 11:38 am

    Please let me know if you’re looking for a author for your blog. You have some really great articles and I believe I would be a good asset. If you ever want to take some of the load off, I’d love to write some material for your blog in exchange for a link back to mine. Please send me an e-mail if interested. Thanks!|

    Reply
  583. Samuel Kiekbusch
    Samuel Kiekbusch on October 18, 2021 at 4:05 pm

    Hey I know this is off topic but I was wondering if you knew of any widgets I could add to my blog that automatically tweet my newest twitter updates. I’ve been looking for a plug-in like this for quite some time and was hoping maybe you would have some experience with something like this. Please let me know if you run into anything. I truly enjoy reading your blog and I look forward to your new updates.|

    Reply
  594. נערות ליווי
    נערות ליווי on October 18, 2021 at 11:44 pm

    אני מאוד ממליץ על אתר ישראל נייט קלאב אתר מספר אחד בישראל לחיפוש נערות ליווי, דירות דיסקרטיות,עיסוי אירוטי
    כנסו עכשיו ותראו לבד כמה מידע יש באתר הזה: נערות ליווי בחיפה

    Reply
  598. Chelsie Mannion
    Chelsie Mannion on October 19, 2021 at 2:50 am

    Very nice article, exactly what I wanted to find.

    Reply
  603. ThomasMib
    ThomasMib on October 19, 2021 at 8:02 am

    cheap pills online ed meds online – drugs and medications

    Reply
  634. Annie
    Annie on October 20, 2021 at 10:35 pm

    Hi there mates, how is all, and what you would like to say regarding this piece
    of writing, in my view its genuinely amazing in support of me.

    Reply
  646. Davidvax
    Davidvax on October 21, 2021 at 4:21 pm

    ivermectin 3 mg tablet dosage: buy stromectol – ivermectin canada

    Reply
  654. Davidvax
    Davidvax on October 22, 2021 at 8:05 am

    ivermectin generic: ivermectin – ivermectin gel

    Reply
  665. Devon Chad
    Devon Chad on October 22, 2021 at 9:01 pm

    When I initially commented I clicked the “Notify me when new comments are added” checkbox and now each time a comment is added I get four e-mails with the same comment. Is there any way you can remove people from that service? Thanks a lot!|

    Reply
  675. RobertProlo
    RobertProlo on October 23, 2021 at 2:41 pm

    nolvadex only pct cheap nolvadex – benefits of tamoxifen

    Reply
  676. Davidvax
    Davidvax on October 23, 2021 at 2:48 pm

    how does tamoxifen work nolvadex for sale – tamoxifen benefits

    Reply
  679. Fern Benjamin
    Fern Benjamin on October 23, 2021 at 11:28 pm

    Hey! Do you know if they make any plugins to help with SEO? I’m trying to get my blog to rank for some targeted keywords but I’m not seeing very good results. If you know of any please share. Thank you!|

    Reply
  687. Davidvax
    Davidvax on October 24, 2021 at 6:45 pm

    tamoxifen cost tamoxifen – aromatase inhibitor tamoxifen

    Reply
  690. Gaston Bessone
    Gaston Bessone on October 25, 2021 at 4:11 am

    You actually make it seem so easy with your presentation but I find this matter to be really something which I think I would never understand. It seems too complex and extremely broad for me. I am looking forward for your next post, I’ll try to get the hang of it!|

    Reply
  691. Дизайн Человека Манифестор
    Дизайн Человека Манифестор on October 25, 2021 at 4:38 am

    Матрица судьбы — это система самопознания,
    она похожа на астрологию и нумерологию.

    По ней можно понять, с каким потенциалом, качествами и способностями человек пришел на Землю
    и какие задачи ему необходимо реализовать.

    Как выделить призвание и предназначение.
    Астрология или желание и свобода и компетенция?

    Reply
  696. Elia Gramby
    Elia Gramby on October 25, 2021 at 9:33 am

    Hi there, I desire to subscribe for this blog to get latest updates, thus where can i do it please help.|

    Reply
  702. RobertProlo
    RobertProlo on October 25, 2021 at 2:42 pm

    20 mg of prednisone prednisone 300mg – prednisone prescription drug

    Reply
  703. Woodrow Flanagin
    Woodrow Flanagin on October 25, 2021 at 4:01 pm

    Good day! I know this is kinda off topic but I was wondering if you knew where I could find a captcha plugin for my comment form? I’m using the same blog platform as yours and I’m having difficulty finding one? Thanks a lot!|

    Reply
  704. Floyd Zabrocki
    Floyd Zabrocki on October 25, 2021 at 5:56 pm

    Pretty section of content. I just stumbled upon your weblog and in accession capital to assert that I get actually enjoyed account your blog posts. Anyway I will be subscribing to your augment and even I achievement you access consistently quickly.|

    Reply
  705. Loni Polo
    Loni Polo on October 25, 2021 at 6:50 pm

    I’ve been browsing online more than three hours today, yet I never found any interesting article like yours. It is pretty worth enough for me. In my view, if all webmasters and bloggers made good content as you did, the internet will be much more useful than ever before.|

    Reply
  706. Larisa Needleman
    Larisa Needleman on October 25, 2021 at 8:15 pm

    Thanks for sharing your thoughts about meta_keyword. Regards|

    Reply
  711. Jacques Anis
    Jacques Anis on October 26, 2021 at 7:57 am

    You really make it seem so easy with your presentation but I find this topic to be really something that I think I would never understand. It seems too complex and very broad for me. I’m looking forward for your next post, I will try to get the hang of it!|

    Reply
  716. Jordon Hunstiger
    Jordon Hunstiger on October 26, 2021 at 2:53 pm

    Hey! I know this is kind of off topic but I was wondering if you knew where I could locate a captcha plugin for my comment form? I’m using the same blog platform as yours and I’m having difficulty finding one? Thanks a lot!|

    Reply
  719. Laurice Porteus
    Laurice Porteus on October 26, 2021 at 4:50 pm

    My brother recommended I might like this blog. He was totally right. This post actually made my day. You can not imagine just how much time I had spent for this information! Thanks!|

    Reply
  721. Darius Haga
    Darius Haga on October 26, 2021 at 5:43 pm

    Simply wish to say your article is as surprising. The clearness in your submit is just spectacular and i can suppose you are a professional in this subject. Well along with your permission let me to grasp your feed to stay updated with impending post. Thanks 1,000,000 and please carry on the gratifying work.|

    Reply
  722. Andreas Chanco
    Andreas Chanco on October 26, 2021 at 7:08 pm

    Excellent post but I was wanting to know if you could write a litte more on this topic? I’d be very thankful if you could elaborate a little bit further. Many thanks!|

    Reply